I disagree - would I spend $400 yearly with someone who is 14 years old and has a reseller account if I knew they were only 14with dads credit card? no-one would, I would like to see anyone argue the case. There has to be an age base - to be honest I think this is about 18, although i have seen younger hosts.

It really comes down to life experience - I wouldnt trust an 18 year old to invest my life savings. It's not to say that some young people cant do it - but unless they have "lived and learned" I'll hide my money.

Same goes for older - I wouldnt invest my life savings on a "new business venture" if they were older than xxxx age (hiding my personal views!).