Just FYI - to start, Steve Wozniak and Steve Jobs were 26 and 21 respectively in 1976, when the Apple Computer Company was formed (as well as their first preassembled computer circuit board). That blows that theory out of the water, as they were of legal age to start a business.

It still boils down to the legal issue for me. No matter how smart, how mature, or anything like that. It doesn't matter to me but you sure as heck better be legally running a legitimate business venture if I am entering into any type of contract with you. No disrespect to anybody, but if you can't legally back your business up, it is too risky to do business with you.

You may be "smart" or "mature" but if you are fooling people into using a business that is not legal, then you are not as smart as you think you are - you are showing a lack of business ethics that, in my opinion, will carry to the future. If you don't think the rules apply to you now, are you going to stop this mode of thinking and go legit the minute you are of legal age to? I somehow doubt that...