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Most merchant accounts require that you have a business checking account to deposit funds into. This is for business secuirty and tax purposes.... Why would you send funds from one transaction software to another anyways??
Most merchant accounts charge %3 on the total charge then .35 cents per transaction. Then when you send it to paypal... Paypal takes another 4.5% out. So you just lost close to 10% of the cash.
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Jonathan
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