Hi James,

You have received some fantastic advise above - If I may, I wold like to add something to this impressive list...

With customers such as yourself - we always recommend a content management system - usually mambo - what this allows you to do is lower your total cost of ownership and increase your responsiveness WRT your website...

To use your requirements as an example -

- Ask a company to develop and design your site using a CMS system (you pay for the development, graphics)
- Ask your company to provide hosting (you pay your monthly hosting/support fee)
- With a CMS system - you are able to update your content, add pages, add modules (forum, newsletter, etc) without paying additional development/change requests fees

If you can use microsoft word, you can now add pages, change your content, etc...

Our customers have found this to be the best, and most effective method of owning and operating a website...

There are MANY great hosts out there that will load and support and CMS system for you free of charge - we usually recommend mambo (easiest to deploy and use) - In fact, we used this application to build and maintain our site..

Hope this helps...