I think it depends on what you want and how well you have learned what you know now. If you want a simpler site without fancy Flash animation and learned how to code what you know now, Dreamweaver can help you create a simple template in no time. If you want fancy and took awhile to learn what you knwo now it might be easier to use a programmer. Obviously time is money which is an issue if you want to do it yourself, but there are great templates and plugins for Dreamweaver that can help.