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Originally Posted by wphowell
We've always obtained the best rates with our bank. I would recommend contacting your local bank.
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That's a great suggestion and always a safe bet. However, I found that dealing with your local bank (not e-commerce focused) can be quite an expensive experience. Often it costs many times more, and you get less flexibility with features.
If you are a web hosting company, there is plenty of reputable virtual payment processing companies available that are just as safe as your local bank, and more cost efficient as well. These are built specifically for Internet merchants, so why not take advantage of that.
Best,