ok then maybe it it's me having bad luck with paypal. But for awhile we had a total bad streak with them and it seemed to have happened when we started doing big number with them. We stopped using them for awhile and just starting using them again but with out the cc enabled thu them and things seem to be much better that way. We now us authorize.net for cc
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We use both Paypal and 2checkout with our company. Paypal has always been my first choice. The reason being is we tend to see alot less fraud with it and it works well with our billing system.
Now 2checkout can be very good except for 2 things. The first one is their fraud checks are terrible. They will pass orders that are so apparent to be fraud that it almost pokes your eye out. We had to incorporate an additional system to do fraud checks.
The other downfall of 2checkout is that their reoccurring billing does not work with our billing system yet. I guess I can't hold that against them and maybe it should held against the billing system, but that is another downfall for us.
Aside from those 2 things 2checkout is not a bad way to deal with credit card payment.
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The US Division of Paypal is much better the UK Division. In terms of Support, Response Times and policies.
However in the last 2 years Paypal has improved when to limit an account or not. Paypal does ask for two sides of the story and with the right proof, the issue can be resolved, and 99% the right result was favoured. Think of Paypal as Judge Judy. {Well that will sure increase accounts lol.}
I've noticed a law break. The Data Protection Act of 1998 clearly states that The data should not be kept any longer than necessary; in this case if you decide to close your account.
Somewhere in their database they have kept Bank Information as the system refuses you to add your bank account because you've opened one in the past with that bank account.
I agree with Marks, IMO if you are in UK/EU it is better to opt for a local payment processors. This tools has a list of Providers in UK however it include paypal as well ; electronic-payments.co.uk/product_data.jsp
I love 2CO. works great and very professional. paypal's major problem is for me is it does not accept many countries to signup, nor it transfers money to all countries.
I haven't tried 2CO untill now but soon i'll introduce 2CO's services as payment collection module.
PayPal seems fine untill now and becomes vital since many of my custoemrs use paypal only.
I still stick to Paypal, though my account was frozen several times. The key in dealing with them is to lay down all your cards and tell them what really happened in the transaction that they may question.
But since there are countries that still do not have credit cards, I suggest that you get an alternative that can process credit card payments such as 2CO.
Lastly your local clients should be able to pay you through local bank transfer or send you a check.