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-   -   Which payment methods?paypal or credit card? (http://www.hostingdiscussion.com/web-hosting-business-legal-issues/42319-payment-methods-paypal-credit-card.html)


Jina293 07-13-2016 09:34 PM

Which payment methods?paypal or credit card?
 
Hey friends,

How is your day today?

Have a confusion here:when you purchase online what kind of payment method do you prefer?Paypal or credit card?And why?

Thanks for your sharing!

Artashes 07-14-2016 07:55 AM

It would totally depend on who and what I am buying. When it comes to web hosting, then I feel more protected with a credit card.

PayPal would prevail on Ebay for me, maybe a few other services, but generally speaking, credit card is preferred.

zomex 07-14-2016 04:36 PM

For me it's a matter of what I'm buying also. If it's business related I use PayPal where possible.

A credit card does have the best buyer protection although I've never had to dispute a payment in my life luckly. On the flip side I've experience my fare share of charegbacks as a seller.

MailEdge 07-14-2016 11:13 PM

Quote:

Originally Posted by Jina293 (Post 192807)
Hey friends,

How is your day today?

Have a confusion here:when you purchase online what kind of payment method do you prefer?Paypal or credit card?And why?

Thanks for your sharing!

For me / if it is monthly services I will use a charge card / and then if it is consumer good / I will bounce between them both credit card or paypal, I use paypal when I do not have my charge card handy and use paypal to pay people or send a invoice to someone....

I feel secure with both but for sure it is use case and if not just either one which ever I feel like using at the time / sometime the balance on my card will push me to use PayPal...

Cheers,

Dave

iHostiGo 07-15-2016 04:27 AM

For my self i prefer PayPal and i think PayPal is safer for me. PayPal is easy to use and if you need to dispute it you can get it resolved fast. Its really your choice because both methods are safe if you know what your buying.

hostslim 07-15-2016 04:52 AM

Both are good ;)

SenseiSteve 07-15-2016 05:21 PM

I prefer Credit Card, even though I've had excellent service from PayPal.

WebHostGlobeCom 07-18-2016 10:38 AM

It depends on the kind of products you are purchasing. For PayPal, the advantage is that there is a buyer protection feature which allows you to request for a refund within a stipulated period of time if you did not receive the product/service. However, the servicing fees/charges can be quite high, especially when you purchase in foreign currency.

LittleCreek 07-18-2016 01:34 PM

I like PayPal because I don't always have my credit card with me and don't have the number memorized. I always have access to PayPal.

CDNgine 07-19-2016 08:18 PM

I tend to use Paypal online more than using a CC.

WiredBladeCom 07-20-2016 05:36 PM

Both. But if you are a business owner, you should be supporting both. Paypal has a 'Virtual Terminal' where you can charge credit cards as well. $30/month.

Gsh_MM 07-24-2016 06:29 PM

I know there is people that don't like paypal and only will use a credit card.
I like paypal my self.

CDNgine 07-25-2016 09:41 AM

I listed my personal preference previously, but if you are asking about which options to offer, I would suggest both. As convenient as it is to use Paypal Pro for CC's if you already have Paypal, which I have no issues with and like, I would also look into adding a secondary CC processor if your business grows and you have a global audience as you will find that Paypal CC processing will decline some cards that another gateway may accept, and vice versa.

WebHostGlobeCom 07-25-2016 11:22 AM

I think both are equally good. You can also tag your credit card to your PayPal account and make payment from there :)

Jina293 07-28-2016 12:17 AM

Quote:

Originally Posted by MailEdge (Post 192824)
For me / if it is monthly services I will use a charge card / and then if it is consumer good / I will bounce between them both credit card or paypal, I use paypal when I do not have my charge card handy and use paypal to pay people or send a invoice to someone....

I feel secure with both but for sure it is use case and if not just either one which ever I feel like using at the time / sometime the balance on my card will push me to use PayPal...

Cheers,

Dave

I love paypal too

Quote:

Originally Posted by iHostiGo (Post 192842)
For my self i prefer PayPal and i think PayPal is safer for me. PayPal is easy to use and if you need to dispute it you can get it resolved fast. Its really your choice because both methods are safe if you know what your buying.

Totally agree,paypal is faster in resolving dispute.

Quote:

Originally Posted by SenseiSteve (Post 192859)
I prefer Credit Card, even though I've had excellent service from PayPal.

Well ,sometimes I get into trouble when make payment through credit card,such as a "high-risk-transaction" failure ,really annoying...

Quote:

Originally Posted by WebHostGlobeCom (Post 192930)
It depends on the kind of products you are purchasing. For PayPal, the advantage is that there is a buyer protection feature which allows you to request for a refund within a stipulated period of time if you did not receive the product/service. However, the servicing fees/charges can be quite high, especially when you purchase in foreign currency.

I know there are fees when use paypal .but as a payer there isn't any fees at all,the seller has to bear.Right?

Quote:

Originally Posted by WiredBladeCom (Post 193075)
Both. But if you are a business owner, you should be supporting both. Paypal has a 'Virtual Terminal' where you can charge credit cards as well. $30/month.

Yes,this sounds not bad.


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