I'm an incredibly untrusting individual so the TOS is one of my most important aspects of a new purchase on the web. I'd rather a somewhat shoddy host that will refund me if I get fed up than a good one that dissappears one day with whats left of the price of a two year contract.

Good to know some of them offer coupons for hosting.
I'm just having issues picking one to take a gamble on along with a domain name. I guess you could call me a cyber chicken.