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Changing Hosts: If both hosts use the same control panel, it can be as simple as creating a backup on the original host, then transferring the file to the new host and restoring the backup on the new host. Many host will do this for you without charge. If the hosts utilize different control panels, it may be more difficult, however, many time scripts are available to aid the transfer. Once the aforementioned is done, you simply update your domains nameservers as IDCDC stated.
Changing Registrars: You must be able to access your domain's registrant contact/billing email account to approve the transfer. Additionally, the domain must not be locked. If it is locked you must be able to access the domain's control panel and unlock it or have your current registrar or reseller unlock the domain, otherwise the transfer will not be allowed. If these conditions are met, it's simply a matter of initiating the transfer via a new registrar. You'll receive an email asking you to approve or decline the transfer. It's fairly easy.
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