I like the ideas of Tim Ferris in terms of perhaps many physical businesses or physical items, however in software even being a paper pusher has its difficulties as the legal implications of outsourcing what may potentially be a very large and lucrative site, service or product (say Facebook, cPannel etc) are massive.

A key example of this is that of a non-competence agreement or clause, this simply allows a company to outsource the development of a product or service to another in a way that restricts their ability to later work on or produce that will compete directly or indirectly within the same or similar markets.

A Little known disadvantage of this or a means of breaking poorly written versions is that of "the restriction of the right to an income" as you are essentially restricting a companies or persons income, as a result a compensation has to be incorporated, thus it costs you money long term even after you have the produced work.

Thus the more outsourcing the more long term costs which depending on the size of the company of which you outsource to, may be substantial. So many don't use such agreements or poorly written versions only to find spinoffs or almost identical copies sprouting up.

Bit off topic to the thread but hopefully useful

Inputs have been useful, thanks to all of you.

I'm also pleased by your interest about Tim Ferris. I'm halfway through his book. I'd be very happy to discuss the key points of his book one I'm done.

$100 is too much, Americans make a lot of $$$ but do not want to spend them on web design and hosting.

Depends on the market you're targeting. I know plenty of American companies that I deal with on a regular basis that pay anywhere from $10k to $300k for webdesign and interaction sites.

$100 is not a bad price for a template site. I'd never say that it's "too much". Template sites that I've built in the past I've paid between $500-$1500 depending on the needs.

I have a blog site that I"m working on with a customer currently and the design fees are currently in excess of $2500 - too much? not according to the me or the client!

$100 too much for a template site? Hardly - I routinely have clients that pay $1000+ and stay with me forever.

A unique and creative design should take handsome amount. One can buy template but can't get unique design. I charge 150$ for web design (just Home page and one inner page layout)

funny you all see designers are cheap I asked someone to design me a site for my hosting buinsess and he told me it would be $250 with 50% deposit. So I figured out I will do it.

I paid him half of the 250 he should be someone very nice, a few days later he contacted me and asked me for the last half I sent it and then Never heard from him again.

So for me ithemes or Template monster... Thats my input

Depends on what type of website you are looking for. The more coding involved in developing your website then the more it would cost.

Now a days it is very affordable to design good websites with the use of CMS's.

Signing up with a Host offering free templates in another great idea. In it, you get a good variety of templates free in hosting and enjoy them by modifying according to your needs.