The biggest thing I see in all of this is perceived value to the client. I've never had anyone question whether a SSL is certified and signed. Once they see the lock icon, they generally don't care. Personally, I still recommend a payed certificate for eCommerce sites.
Infusing Markets LLC
Website Development Agency (314) 643-8271
Take Over Maintenance and New Site Creation
Specializing in WordPress
| 23 Years of Hosting and Development Experience