What I pay is pretty close to what the market is. 1.9 - 2.9% and .25 per transaction I think.
We know how much we pay, but it's the cost of doing business you know. You gotta do it to make it in this industry.
We offer 4 ways to pay, CC, paypal, google, check. I'd say my CC fees are the worst, but I at least found a place that isn't killing me the monthly fees.
We had blue pay and probably sent them nearly 50/mo in just monthly fees alone, and then when we canceled they nailed us with termination fee that I don't ever recall signing a paper about. I would never recommend these guys to anyone.
CDG Commerce is where we are now (thanks whmcs for the referral), it's 10 bucks a month, and then your transaction fees which I feel is pretty reasonable.